Loan against FDR/LIP/NSC:

Samata Co-Operative Development Bank provide Loan against FDR/NSC/LIP offers you instant liquidity and no need to sell your FDR/NSC/LIP for short term cash problem. All you have to do is pledge your securities/Policy doc in favour of Samata Co-op Development Bank Ltd. Then we will grant you money up to value determined on the basis of securities provided by you. The lender provides a loan percentage based on the surrender value of the LIC policy, the maturity value of KVP (Kisan Vikas Patra), or the deposit amount of the FD. This type of loan offers quick approval, minimal documentation, and lower interest rates compared to personal loans. The borrower continues to earn interest on the FD or investment while repaying the loan through flexible repayment options. Once the loan is cleared, the pledged policy or deposit is released.