SAMATA COOPERATIVE DEVELOPMENT BANK LTD
Effect From: 01.01.2026
Rate of Interest: Loans & Advances
| Loan Type | Rate of Interest |
|---|---|
| Surety / Group Surety Loan | 17.50% |
| Up to Rs. 5 Lakh (Salary – U/S 59) | 12.75% |
| House Building Loan | |
| Up to Rs. 5 Lakh | 8.45% |
| Above Rs. 5 Lakh | 9.25% |
| Business Loan | |
| Up to Rs. 1,00,000/- | 11.00% |
| Rs. 1,00,001/- to Rs. 5,00,000/- | 11.50% |
| Rs. 5,00,001/- to Rs. 10,00,000/- | 12.25% |
| Rs. 10,00,001/- and above | 12.75% |
| Note: Loan against 100% security – rebate on interest @ 1% (For Business Loan Only) | |
| Vehicle Loan | |
| Two Wheeler / Commercial Vehicle Loan | 11.00% |
| Car Loan | 9.75% |
| Loan against LIP / NSC / KVP / G-Secs / DDS | |
| Loan against LIP / NSC / KVP / Govt. Security | 10.25% |
| Loan against Daily Deposit Scheme | 11.00% |
| Gold Loan | |
| Gold Loan | 9.50% |
| Gold OD | 10.50% |
| Loans against Bank's Term Deposit (TD) | |
| Demand Loan against Bank's TD up to Rs. 2.00 Lakh | 2% higher than TD rate |
| Demand Loan against Bank's TD above Rs. 2.00 Lakh | 1% higher than TD rate |
| Overdraft Limit against Bank's TD | 2% higher than TD rate |