Interest Rates For Deposits:
Sl No Duration Of Deposit Rate(General) Rate(Sr. Citizen)
1 30 days to 45 days 4.50 % 4.50%
2 46 Days to 90 Days 5.00 % 5.00 %
3 91 Days to 180 Days 5.50 % 5.50 %
4 181 Days to less than 1 year 5.75% 5.75%
5 1 year to less than 10 years 6.00% 6.50%
6 MID 3 Years and above 6.50% 7.00%
7 Savings Bank Deposit 3.50% 3.50%
8 Daily Deposit Scheme 1.75% 1.75%
       
       
       
 
Interest Rates For Loans:
Sl No. Type Of Loan Interest Rates
1 Surety / Group Surety Loan 16.00%
2 Personal Loan (Salary-U/S 59) : Upto 3 Lakh 13.00%
3 House Building Loan : Upto 5 Lakh 7.75%
4 House Building Loan : Above 5 Lakh 8.15%
5 Business Loan : Upto 1,00,000 10.25%
6 Business Loan : 1,00,001 - 5,00,000 11.25%
7 Business Loan : 5,00,001 - 10,00,000 11.50%
8 Business Loan : 10,00,000 - 20,00,000 11.75%
9 Business Loan : Above 20,00,000 12.00%
10 Vehicle Loan : Upto Rs. 2,00,000 8.75%
11 Vehicle Loan : Above Rs. 2,00,000 7.75%
12 Secure Loan : Loan against Govt. Security 9.25%
13 Secure Loan : Loan against Daily Deposit 10.00%
14 Gold Loan 8.00%
15 Demand loan against bank's TD upto Rs. 2.00 Lakh 2.00% higher than the rate of interest on TD
16 Demand loan against bank's TD above Rs. 2.00 Lakh 1% higher than the rate of interest on TD
17 Overdraft limit against bank's TD 2% higher than the rate of interest on TD
18 Locker Rent Rs 1000 p.a.
  • Rebate of 1% interest on loan for regular payment of interest /instalment throughout the year and loan against 100% Security