Now fulfil your dream to own a house. Avail our home loan at attractive interest rate for construction of dwelling house or purchase of ready build house/Flat/Bungalow etc. Home Loan Scheme is designed just so you can get that perfect home you always wanted, at a price that you can afford.

  • Loan Limit :  is maximum Upto Rs. 40.00 Lacs. 
  •  Repayment : 
    • 1. Maximum 240 months subject to age up to 60 years or till the retirement age if salaried whichever is earlier.
    • 2. In case of Takeover loan Maximum repayment tenure till residual tenure of earlier sanction or actual whichever is less.
  •  No Pre-payment Penalty.
  •  Rate of Interest: is Applicable as per interest rate modifying from time to time.
  •  Service Charges:  are Applicable from time to time.
  • Margin:  is Applicable from time to time.

Get Housing Loans from Samata Co-op Dev. Bank-

  •  For Salaried Persons : 
    • 1. Employees of reputed and financially sound organization.
    • 2. Minimum Gross take home salary of INR.15,000/- per month.
  •  For businessmen & Professionals : 
    • 1.Business should have establishment of minimum of 3 years.
  •  Co-Applicant: 
    • 1. Co-Owners of dwelling unit must be taken as Co-applicant.Spouse /parents of the applicant other than Co-owners can be taken as Co-applicant.

  •  Duly filled form with:
    • i. Income Proof of Applicant(s) & Guarantor(s)
    • ii.Property Documents
    • iii.PAN Card of Applicant(s) & Guarantor(s)
    • iv.KYC of Applicant(s) & Guarantor(s)
    • Prime Security: Dwelling Unit/s under construction/ready possession to be purchased.
    • One Acceptable Guarantor and Security holders to be also taken as guarantor.
    • Other Charges : CERSAI, Filing Mortgage, Insurance of property, Legal charges etc.(Valuation, Sanction Confirmation if applicable)