In case of an urgency of any sort of financial needs, rely on Samata Bank’s Gold Loan to get a loan approved of max Rs. 25 Lakh instantly.

  •  Loan Amount :  is maximum Upto Rs. 25.00 Lacs.
  •  Repayment : 
    • Maximum repayment period 12 months.
    • Interest to be serviced on monthly basis.
    • Bullet repayment at the end of 12 months can be considered.
  •  Subject to following conditions: 
    • Period of loan shall not exceed 12 months from the date of sanction.
    • Interest will be charged to the account at monthly rests, but will become due for payment along with principal only at the end of 12 months from the date of sanction.
  •  No Pre-payment Penalty.
  •  Rate of Interest: as decided by BOD from time to time.
  •  Service Charges:  are Applicable from time to time.
  • Margin:  is Applicable from time to time.

  • The applicant must be true owner of the gold ornaments and jewellery to be pledged with the bank.
  • The applicant should be local resident and customer of our bank.
  • Age : 18 years and above
  • Profession : Any individual (singly or jointly) with Steady source of income including Pensioners. (No Proof of income required)

  •  Duly filled form with:
    • i. Residential Proof of Applicant(s)
    • ii. PAN Card of Applicant(s)
    • iii.One Passport Size Photograph
    • Pledge of Gold ornaments and jewellery is Prime Security.
    • No Guarantors.
    • Other Charges : Testing Charges