Fully CBS ...../ ........ LOCKER Facility ........ / ........ NEFT & RTGS Facility ........ /

Interest Rates

Interest Rates For Loan:
Sl No. Type Of Loan Interest Rates
1 Surety / Group Surety Loan 15.00%
2 Upto Rs. 3 Lakh (Salary-U/S 59) 13.00%
3 House Building Lone : Upto 5 Lakh 8.50%
4 Above 5 Lakh 8.75%
5 Business Loan : Upto 1,00,000 11.50%
6 Business Loan : 1,00,001 - 5,00,000 12.50%
7 Business Loan : 5,00,001 - 10,00,000 12.75%
8 Business Loan : 10,00,000 - 20,00,000 13.00%
9 Business Loan : Above 20,00,000 13.50%
10 Vehicle Loan : Upto Rs. 2,00,000 10.75%
11 Vehicle Loan : Above Rs. 2,00,000 9.25%
12 Secure Loan : Loan against Govt. Security 12.00%
13 Secure Loan : Loan against Daily Deposit 10.00%
14 Gold Loan 10.25%
15 Locker Rent Rs. 1000/- p.a.
16 Demand loan against bank's TD upto Rs. 2.00 Lakh 2.00% higher than the rate of interest on TD
17 Demand loan against bank's TD upto Rs. 2.00 Lakh 1% higher than the rate of interest on TD
18 Overdraft limit against bank's TD 2% higher than the rate of interest on TD
Interest Rate For Deposit:
Duration Of Deposit Rate(General) Rate(Sr. Citizen)
30 days to 45 days 5 % 5%
46 Days to 90 Days 5.50 % same
MORE THAN DOUBLE FOR SENIOR CITIZEN IN: 109 MONTHS | MID 3 years & above - 9 %
MORE THAN DOUBLE FOR GENERAL IN: 116 MONTHS | MID 3 years & above 8.5 % -
91 Days to 180 Days 6 % same
181 Days to less than 1 year 6.50% same
For 1 year 8.25% 8.75%
Above 1 year to less than 3 years 7.75% 8.25
3 year to less than 8 years 6.75% 7.25%