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Our Featured Products
Cash Certificate
Cash Certificate/Fixed Deposits are one of the most popular ways to save money. They are a safe investment, offer good returns, and are easy to open.In a Cash Certificate, you put a lump sum in your bank for a fixed tenure at an agreed rate of interest. At the end of the tenure, you receive the amount you have invested plus compound interest.
Fixed Deposit Monthly
In a Fixed Deposit one can pick the mode of interest payment. There are mainly two types of modes of receiving the interest. One is cumulative option where the interest is compounded on a quarterly, paid on the maturity of the FD/ auto renewed. The other is a non-cumulative option which is paid in the form of monthly interest or quarterly
Daily Deposit Scheme
A unique savings scheme wherein, the daily income earners can park their surplus funds.An authorized agent of the Bank collects the daily deposits from the customer’s doorstep.An ideal product for those who are into business/self-employment.
Recurring Deposit
A Recurring Deposit, commonly known as RD, is a product to provide a person with an opportunity to build up saving through regular monthly deposits of fixed sum over a period of time
An RD account holder can choose to invest a fixed amount each month while earning decent interest on the amount. RDs are an ideal saving-cum-investment instrument.
Business Loan
Samata Bank provides different types of term loans having a different interest rate, term, qualification. Term loan is a short to long term loan given by banks to business. Businesses utilise this amount to meet its working capital requirements, asset purchase, expansion, etc.
Home Loan
Now fulfil your dream to own a house. Avail our home loan at attractive interest rate for construction of dwelling house or purchase of ready build house/Flat/Bungalow etc. Home Loan Scheme is designed just so you can get that perfect home you always wanted, at a price that you can afford.
Vehicle Loan
Give life to your dream of buying a car or a bike. Now purchase a new car, a new two-wheeler or a commercial Vehicle with our Samata Vehicle Loan at attractive interest rate.
Gold Loan
In case of an urgency of any sort of financial needs, rely on Samata Bank’s Gold Loan to get a loan approved of max Rs. 25 Lakh instantly.
About Us
Samata Co-operative Development Bank Ltd is one of the leading Urban Co-operative Banks in the state of West Bengal with its area of operation extends throughout Kolkata Metropolitan area and entire municipal limits of North & South 24 Parganas and some Municipal areas of surrounding districts in the State of West Bengal.
Vision
Our Bank’s plunge to excellence in all directions will be powered by the VISION that provides overarching inspiration, The VALUES that serve to guide taught & action, The VITALITY that embarks on strategy formation & execution. The immense potential of our Bank will be realized by the distinctive amalgam of the ‘Vision, Values & Vitality.
Mission
To continuously strive for synergy between technology, systems & human resources for providing products & services that meet the quality, performance & aspirations of the vast clientele & to maintain the highest standards of ethics & societal responsibilities, constantly innovate products & processes & develop teams that keep the momentum going to take the Bank to excellence.
Samata Co-operative Development Bank Ltd Is Registered With DICGC (https://www.dicgc.org.in)
